Family Bank has received national scale long and short-term issuer ratings of BBB+(KE) and A2(KE), respectively, with a stable outlook, by Global Credit Rating (GCR).
The ratings, which focus on the Bank and its subsidiaries, affirm the Bank’s strengthened competitive position within the MSME sector, supported by a growing financial strength, resilient capital position, and sustained growth trajectory.
“This rating is a strong endorsement of the progress we have made in strengthening our financial position and executing our aggressive five-year strategy. Our consistent year-on-year growth in profitability, assets, and capital strength demonstrates the resilience of our business model and our ability to create sustainable value for all stakeholders,” said Family Bank CEO Nancy Njau.
In its assessment, GCR notes that Family Bank’s capital, funding, and liquidity profile provide a strong foundation for sustainable growth.
The Bank’s GCR Core Capital Ratio improved to 16.9 per cent as at December 2025 from 15.0 per cent a year earlier, with capitalisation expected to strengthen further to approximately 18.0 per cent over the next 12 months, supported by improved asset quality, stable funding sources and prudent liquidity management.
“As we continue to invest in digital transformation, enhance customer experience, and deepen support for MSMEs, we remain focused on maintaining a strong balance sheet that enables us to support economic growth while delivering long-term returns to shareholders,” she said
